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Who We Help

Who We Help

Individuals and Families

At GPS Wealth Management, we understand that financial planning is a deeply personal matter, especially when it involves families. Each person has unique financial goals and challenges, and our services are designed to enhance and manage your wealth through strategies tailored to your personal objectives and overall financial well-being. We are committed to providing comprehensive guidance, empowering you with the knowledge and resources needed to make informed decisions and help secure a prosperous future for your loved ones.

Wealth & Investment Management

We begin our relationship by thoroughly assessing your current financial situation and understanding your investment goals. Our team employs a thorough wealth management process that includes:

  • Portfolio Management: We design and manage a diversified portfolio tailored to your risk tolerance and financial goals. By monitoring and adjusting your investments, we strive to optimize returns while managing risks effectively.1
  • Asset Allocation: Proper asset allocation is crucial for balancing risk and return. Our advisors strategically allocate your assets across various classes to help ensure your portfolio is well-positioned for growth and stability.2
  • Performance Analysis: Regular performance reviews allow us to assess the effectiveness of your investment strategy and make necessary adjustments. This helps to check that your portfolio remains aligned with your evolving financial goals.

Multi-Generation and Legacy Planning

Planning for the future involves more than just managing current assets; it also requires preparing for the next generations. Our advisors specialize in creating comprehensive plans that help preserve your wealth across generations. Our multi-generation and legacy planning services include:

  • Structured Family Governance: We help families establish governance structures that define roles, responsibilities, and decision-making processes. This promotes harmony and ensures that family values and vision are upheld through generations.
  • Trusts: Trusts are powerful tools for managing assets. We assist in setting up various types of trusts, such as revocable and irrevocable trusts, that suit your specific needs and objectives.3
  • Estate Planning: Our estate planning services help to make sure that your wishes are carried out and that your family is provided for in the future.

Wealth Transfer

Efficient wealth transfer is essential for minimizing tax burdens and ensuring a smooth transition of your legacy. We develop strategies to facilitate this process by:

  • Estate and Gift Tax Planning: Navigating the complexities of estate and gift tax laws can be challenging. Our advisors can provide knowledgeable guidance on minimizing tax liabilities through strategic planning and the use of gifting strategies.
  • Succession Planning: For families with businesses, succession planning is crucial. We help you create a plan that ensures the seamless transition of your business to the next generation or new owners.
  • Charitable Giving: Incorporating philanthropy into your wealth transfer strategy can provide significant tax benefits while supporting causes you care about. We assist in establishing charitable trusts and foundations that reflect your philanthropic goals.

Retirement Planning

Planning for retirement is a critical aspect of financial management. Our retirement planning services are designed to help you achieve a comfortable and secure retirement. We assist with:

  • Retirement Income Strategies: Developing strategies to generate sustainable income during retirement is essential. We help you create a plan that balances income sources such as Social Security, pensions, and investments.
  • Tax-Efficient Withdrawals: Minimizing taxes on retirement income can work toward enhancing your financial stability. We provide strategies for tax-efficient withdrawals from retirement accounts.

Education Funding

Funding education for your children or grandchildren is often a significant financial goal. Our education funding services include:

  • 529 Plans: We help you establish and manage 529 plans, which can offer tax advantages for saving for education expenses.4
  • Custodial Accounts: Custodial accounts can be a flexible way to save for education. We provide guidance on setting up and managing these accounts.
  • Financial Aid Planning: We offer advice on maximizing financial aid opportunities to reduce the overall cost of education.

Philanthropic Planning

Incorporating philanthropy into your financial plan can provide personal satisfaction and tax benefits. Our philanthropic planning services include:

  • Charitable Trusts: We assist in setting up charitable trusts that align with your philanthropic goals and provide tax advantages.
  • Donor-Advised Funds: Donor-advised funds offer a flexible way to manage your charitable giving. We provide guidance on establishing and contributing to these funds.
  • Planned Giving: Planned giving strategies, such as bequests and charitable annuities, can be integrated into your estate plan to support your favorite causes.

At GPS Wealth Management, we are dedicated to helping individuals and families work toward achieving their financial goals through personalized, comprehensive financial planning. Our commitment to understanding your unique needs and providing tailored solutions helps ensure that you have the knowledge and resources to make informed decisions and can pursue a prosperous future for your loved ones. Whether you are planning for retirement, managing investments, or preparing for the next generation, we are here to support you every step of the way.

  1. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. (26-LPL)
  2. Asset allocation does not ensure a profit or protect against a loss. (34-LPL)
  3. LPL Financial representatives offer access to Trust Services through The Private Trust Company N.A. an affiliate of LPL Financial. (154-LPL)
  4. Prior to investing in a 529 Plan investors should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing. (19-LPL)

Individualized legal advice not provided. Please consult your legal advisor regarding your specific situation.

Specific individualized tax advice not provided. We suggest that you discuss your specific tax issues with a qualified tax advisor.